Finance
Asset Finance
Access funding for any asset from manufacturing equipment, to fleet vehicles, and IT to fit-outs.
Access funding for any asset from manufacturing equipment, to fleet vehicles, and IT to fit-outs.
Finance
Asset Finance
Access funding for any asset from manufacturing equipment, to fleet vehicles, and IT to fit-outs.
Access funding for any asset from manufacturing equipment, to fleet vehicles, and IT to fit-outs.
Finance
Asset Finance
Access funding for any asset from manufacturing equipment, to fleet vehicles, and IT to fit-outs.
Access funding for any asset from manufacturing equipment, to fleet vehicles, and IT to fit-outs.
What is Asset Finance?
Asset finance is a flexible and practical solution that enables you to invest in technology, equipment, machinery, or vehicles without large upfront costs.
By spreading the cost into more manageable monthly payments, your business can maintain a healthy cash flow, enabling you to adapt to market demands and maximise growth opportunities.
Whether you're looking to upgrade existing asset, increase productivity or expand your fleet, asset finance provides a solution to support your goals whilst securing your working capital.
Types of Asset Finance Available
Finance Lease
A Finance Lease is similar to an Hire Purchase agreement however 'title' (ownership) to the equipment remains with the finance company at all times. The VAT is spread over the monthly repayments to improve your cash flow.
At the end of the Lease, you can enter into the “secondary period“ whereby one month's rental is paid on an annual basis (peppercorn rental) or you can sell the equipment and retain a high percentage of the sale proceeds.
Finance Lease
A Finance Lease is similar to an Hire Purchase agreement however 'title' (ownership) to the equipment remains with the finance company at all times. The VAT is spread over the monthly repayments to improve your cash flow.
At the end of the Lease, you can enter into the “secondary period“ whereby one month's rental is paid on an annual basis (peppercorn rental) or you can sell the equipment and retain a high percentage of the sale proceeds.
Finance Lease
A Finance Lease is similar to an Hire Purchase agreement however 'title' (ownership) to the equipment remains with the finance company at all times. The VAT is spread over the monthly repayments to improve your cash flow.
At the end of the Lease, you can enter into the “secondary period“ whereby one month's rental is paid on an annual basis (peppercorn rental) or you can sell the equipment and retain a high percentage of the sale proceeds.
Sale & HP Back
If you have fully paid for a new asset and the invoice is less than 6 months old it is possible for the full purchase price to be refunded back to your business. The lender will take ownership of the equipment and a Hire Purchase agreement is set up.
Sale & HP Back
If you have fully paid for a new asset and the invoice is less than 6 months old it is possible for the full purchase price to be refunded back to your business. The lender will take ownership of the equipment and a Hire Purchase agreement is set up.
Sale & HP Back
If you have fully paid for a new asset and the invoice is less than 6 months old it is possible for the full purchase price to be refunded back to your business. The lender will take ownership of the equipment and a Hire Purchase agreement is set up.
Hire Purchase
This is the most popular and most utilised asset finance solution in the market with well over half of all asset finance transactions being written using this method.
Hire Purchase is straightforward asset funding that guarantees ownership at the end of the repayment term. VAT is usually paid in full, in advance (although this can be deferred for up to 3 months) and the remaining monthly payments are fixed over a term typically ranging from 1 to 7 years.
Hire Purchase
This is the most popular and most utilised asset finance solution in the market with well over half of all asset finance transactions being written using this method.
Hire Purchase is straightforward asset funding that guarantees ownership at the end of the repayment term. VAT is usually paid in full, in advance (although this can be deferred for up to 3 months) and the remaining monthly payments are fixed over a term typically ranging from 1 to 7 years.
Asset Refinance
Enables you to raise finance against equity that is “locked” in assets already owned and release funds back into your business. without selling off valuable assets, By leveraging the value of your existing assets, you can inject new capital into your business keeping your operations strong whilst boosting cash flow.
Asset Refinance
Enables you to raise finance against equity that is “locked” in assets already owned and release funds back into your business. without selling off valuable assets, By leveraging the value of your existing assets, you can inject new capital into your business keeping your operations strong whilst boosting cash flow.
Hire Purchase
This is the most popular and most utilised asset finance solution in the market with well over half of all asset finance transactions being written using this method.
Hire Purchase is straightforward asset funding that guarantees ownership at the end of the repayment term. VAT is usually paid in full, in advance (although this can be deferred for up to 3 months) and the remaining monthly payments are fixed over a term typically ranging from 1 to 7 years.
Hire Purchase
This is the most popular and most utilised asset finance solution in the market with well over half of all asset finance transactions being written using this method.
Hire Purchase is straightforward asset funding that guarantees ownership at the end of the repayment term. VAT is usually paid in full, in advance (although this can be deferred for up to 3 months) and the remaining monthly payments are fixed over a term typically ranging from 1 to 7 years.
Asset Refinance
Enables you to raise finance against equity that is “locked” in assets already owned and release funds back into your business. without selling off valuable assets, By leveraging the value of your existing assets, you can inject new capital into your business keeping your operations strong whilst boosting cash flow.
Asset Refinance
Enables you to raise finance against equity that is “locked” in assets already owned and release funds back into your business. without selling off valuable assets, By leveraging the value of your existing assets, you can inject new capital into your business keeping your operations strong whilst boosting cash flow.
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
“Very happy with the service as from the start I was informed about how the process works, it didn’t take long to get everything in place and it was completed! My experience with Amiga Finance was great! From the start to the completion they were faultless. Stephen from Amiga Finance couldn’t help any more. Highly recommend! Thank you”
Scott Doherty, Owner
Adaptations Building Construction Ltd
“We were very long in deciding to go ahead with our plans for the future. Amiga Finance were understanding, helpful and very patient waiting for us to make up our minds, explaining all the pros and cons as they saw the situation but never pushing us to make a decision. We would definitely use Amiga Finance again in the future.”
Marc Nasse, Director
Image Direct Print Supplier UK Ltd
“Excellent service and I got the product I needed. Very professional and helpful service, took the time to understand my needs and got back quickly with exactly the right finance options.”
Alan Dublon, Managing Director
Dublon Insurance
Why Choose Amiga Finance for Your Asset Finance?
Simple application process
Robust relationships with all key finance providers
50+ years knowledge and experience
Members of NACFB and regulated by FCA
Why Choose Amiga Finance for Your Asset Finance?
Simple application process
Robust relationships with all key finance providers
50+ years knowledge and experience
Members of NACFB and regulated by FCA
Why Choose Amiga Finance for Your Asset Finance?
Simple application process
Robust relationships with all key finance providers
50+ years knowledge and experience
Members of NACFB and regulated by FCA
What Assets Can You Finance with Amiga Finance?
We work with a wide panel of over 100 lenders, offering access to finance options beyond traditional banks, this makes us confident that we can source finance for any asset.
Our Business Finance Division encompasses the full spectrum of assets including commercial vehicles, equipment & machinery, technology, renewables, office and shop refurbishments, and Cars & EVs.
Our specialist Manufacturing, Professionals, Transportation, and Construction Divisions provide access to funders who are experts in these sectors, providing finance for any asset required.
Our Asset Finance Process
1
Application
You complete a 1 page application form and provide some basic information about the company
1
2
Quote
We complete some internal processing and provide you with an indicative quote for you to accept prior to submitting our proposal
3
Underwriting
The underwriting department at the selected funder receives our full proposal pack for review and approval. If the application is successful, they will make an offer of finance confirming their terms and any conditions. Any offer made will confirm the facility size, charges and interest rate.
4
Funds Released
Once the documents are signed and return the funder will complete any final checks and confirm when the funds will be released.
Speak to our Asset Finance
Team Today
Speak to our Invoice Finance Experts Today
Speak to our Asset Finance
Team Today
Amiga Finance Limited is an independent asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Amiga Finance Limited will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Amiga Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
Amiga Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click here.
Amiga Finance Limited is an independent asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Amiga Finance Limited will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Amiga Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
Amiga Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click here.
Amiga Finance Limited is an independent asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Amiga Finance Limited will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Amiga Finance Limited is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
Amiga Finance Limited aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click here.